Understanding the Services of a Chapter 13 Trustee

Among the different types of bankruptcies is a Chapter 13, which is often referred to as a “wage earner’s plan. With this bankruptcy, an individual with regular income is allowed by the court to devise a repayment plan that lasts for a three- to five-year period for some, if not all, of the debt owed. Because of the legalities involved, this person should work with a qualified Utica bankruptcy attorney. If you are facing Chapter 13 bankruptcy, the court will appoint a trustee. During the three to five years, payments are made to creditors based on an approved financial plan. The trustee...

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Should I Hire a Bankruptcy Attorney in Utica?

When facing the risk of losing your home to foreclosure or being completely overwhelmed with debt and unable to pay, you should consider bankruptcy. Of course, the very thought of filing bankruptcy is frightening, and many people feel as if they’ll be viewed as irresponsible if they file.   You should never feel embarrassed or ashamed when filing for bankruptcy. After all, most people who end up hiring a bankruptcy attorney in Utica have been dealt some hard blows. For example, some people have experienced job loss while others have gone through difficult divorces or faced major...

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Can you answer YES to any of these questions?

Are you being burdened with any of these scenarios? Can you answer YES to any of these questions? If you answer yes to any of these questions then we can help! Are collection agencies constantly harassing you? Is your mailbox full of overdue notices? Are you using one credit card to pay off another? Has your vehicle been repossessed? Has someone sued you and won? Did your “ex” leave you with all of the bills and only half the household income? Are your total bills as much as you make in a year? Were you laid off from your job and now not working or working for less pay? Have you thought...

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